Équipe Bertrand Gomes

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What are the steps to buy a property in Québec?

Steps to buying a property :

  1. Make a budget, prepare the down payment, and get pre-approved for a mortgage with a mortgage broker.

  2. Research properties according to your needs with a real estate broker.

  3. Your real estate broker will arrange visits for you so you can make the right choice.

  4. Use your real estate broker's advice to make an offer on your favourite property.

  5. If your offer is accepted, find an inspector and have the house inspected.

  6. Request final mortgage approval from your mortgage broker.

  7. Shop around for home insurance.

  8. Find a notary and schedule the signing of the deed of loan and deed of sale.

  9. Make your address changes and ask Canada Post to resend your parcels to the new address.

  10. Sign the documents transferring ownership to your name, exchange keys, move out.

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